Sorted Kāinga Ora Home Ownership Programme
Maku ano e hanga toku nei whare...
Own Your Future
Build Financial Capability. Create Stability. Achieve Home Ownership.
Home ownership is more than a milestone - it is a foundation for long-term financial wellbeing, stability for your whanau, and the creation of intergenerational wealth.
Mark Thompson (Te Wairoa/Hawkes Bay) Sorted Kainga Ora Graduate
Mark Thompson graduated the Sorted Kainga Ora Programme in December 2025 and became a home owner by March 2026
About the Programme
What Do You Need to Learn to Be Ready?
At Ochre Business Solutions, we believe every Kiwi deserves the opportunity to own their own home. While the journey may feel challenging in today's environment, preparation and knowledge are powerful tools.
Before searching for your first home, there is one essential question: What do I need to learn to be ready for home ownership?
You don't know what you don't know — and that's exactly why this programme was created.
Home ownership needs to be a priority for all Kiwis who don't currently own their own home. The dream is getting harder and harder — so we have created a free comprehensive course to help educate and prepare you. The Sorted Kainga Ora Home Ownership course is designed to build your financial capability to help you own your first home.
Click Here to Register for an Upcoming Information Session
The Course
Sorted Kainga Ora Home Ownership Course
The Sorted Kainga Ora Home Ownership Course is put together by Te Ara Ahunga Ora (Retirement Commission) and Te Puni Kokiri. It teaches in an easily understandable language the ins and outs of first Home Ownership. Combined with the input of Te Puni Kokiri, participants receive an excellent array of resources to begin their Home Ownership journey.
8 weeks
Programme duration
2 hours
Weekly workshops
Free
Programme cost
Max 20
Places per programme
SKO Programme Content
8 Powerful Modules to Prepare You for Success
Kupu Arataki ki te Nōhanga Whare
Induction: Pathway to Housing
- Overview of the housing continuum
- Understanding home loans
- Shared ownership & rent-to-buy options
- Community Housing Providers
- Introduction to Papakāinga development
He Tikanga Whakapau
Spending Beliefs
- Explore your money mindset
- Analyse real bank statements
- Use a spending diary
- Identify changes needed to reach your goals
- Understand intergenerational wealth building
He Mahere Pūtea
Money Plans
- Review and develop realistic budgets
- Set up a money system that works
- Learn to use the Sorted budgeting tools
- Identify practical improvements
Ngā Pūnaha Whakahīkaka me Moni
Motivation & Money Systems
- SMART goal setting
- Automating savings systems
- Understanding compound interest
- Managing debt strategically
Te Moni Tārewa me Ōu Mōtika
Debt & Your Rights
- The true cost of debt
- Understanding credit contracts
- Consumer rights
- Prioritising and restructuring debt
- Managing a home loan effectively
He Āwhina
Save Smart
- KiwiSaver strategies
- Managed funds
- Investment basics
- Government home ownership assistance
Mate Kāinga Tahi, Ora Kāinga Rua
Plan for the Unexpected
- Emergency funds
- Insurance essentials
- Wills and Enduring Powers of Attorney
- Protecting your whānau and your home
Hei Whainga
Looking Ahead
- Bringing it all together
- Finalising your personalised home ownership plan
- Connecting you with trusted professionals
- Celebrating your progress
Pre-Enrolment Guidelines
Securing Your Place
Places are limited to 20 participants per programme. To secure your place, you must:
- Attend an online information session
- Complete an online enrolment form
- Commit to attending all workshops
How the Programme is Delivered
Ongoing Support Every Step
- 8 weeks
- 2-hour weekly workshops
- Ongoing facilitation support
- Guest speakers
- Graduation and certificate presentation
- Continued mentoring support beyond completion
We are committed to walking alongside you — not just teaching the content, but helping you apply it.
Take the First Step Toward Home Ownership
Your Home Is Closer Than You Think
Register for our free Sorted Kainga Ora Home Ownership programme today and take the first real step toward owning your home.
Or email us at admin@ochrebusiness.com